:root{--navy:#091b2e;--ink:#14212d;--muted:#526473;--copper:#ad723b;--cream:#f3eee5}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:#fbfaf7;font:16px/1.68 Inter,ui-sans-serif,Arial,sans-serif}
a{color:#1b4f73;text-underline-offset:3px}a:hover{color:#81512b}.wrap{max-width:1130px;margin:auto;padding:0 26px}
.bar{background:var(--navy);color:white;border-bottom:1px solid #31506a}.bar .wrap{display:flex;justify-content:space-between;gap:24px;align-items:center;min-height:78px}
.brand{color:white;text-decoration:none;font-size:1rem;letter-spacing:.13em;font-weight:800;white-space:nowrap}.brand span{display:block;font-size:.62rem;letter-spacing:.015em;font-weight:500;color:#c7d3da}
.nav{display:flex;flex-wrap:wrap;gap:10px 23px}.nav a{color:#eff5f7;font-size:.86rem;text-decoration:none}.nav a:hover{text-decoration:underline}
.hero{background:linear-gradient(120deg,#091b2e,#183b53);color:white;padding:67px 0 70px}.eyebrow{color:#d7aa79;letter-spacing:.15em;text-transform:uppercase;font-size:.73rem;font-weight:800}
h1,h2,h3{font-family:Georgia,serif;font-weight:500;line-height:1.14}h1{font-size:clamp(2.7rem,5.5vw,5.3rem);max-width:950px;margin:18px 0 20px;letter-spacing:-.025em}
.hero p{font-size:1.15rem;color:#d8e3e9;max-width:800px;margin:0}.crumbs{font-size:.79rem;color:#d5e0e7}.crumbs a{color:#d5e0e7}
main .wrap{max-width:1080px}.content{padding:64px 0 80px}.grid{display:grid;grid-template-columns:minmax(0,1fr) 275px;gap:58px}.article{max-width:760px}
.article h2{font-size:2rem;margin:43px 0 12px;color:#091b2e}.article h3{font-size:1.45rem;margin:28px 0 10px;color:#12354e}.article h2:first-child{margin-top:0}
.article p{margin:0 0 17px}.article ul,.article ol{padding-left:24px;margin:6px 0 23px}.article li{margin:0 0 8px}
.article .fine{font-size:.83rem;color:#667581}.source{border-top:1px solid #d5dedf;margin-top:34px;padding-top:18px;font-size:.84rem;color:#596977}
.side{align-self:start;position:sticky;top:25px;padding:24px;background:#f2ede5;border:1px solid #ddd6cb;border-radius:12px}.side h2{font:500 1.5rem Georgia,serif;margin:0 0 14px}.side a{display:block;margin:0 0 12px}.side p{font-size:.88rem;color:#526473}
.cta{display:inline-block;margin:8px 0 0;background:#0e3149;color:white;padding:12px 18px;text-decoration:none;border-radius:40px;font-weight:700;font-size:.87rem}.cta:hover{background:#23536f;color:white}
.notice{border-left:3px solid #ad723b;padding:2px 0 2px 18px;margin:26px 0;color:#445663}
footer{background:var(--navy);color:#c5d3dc;padding:33px 0;font-size:.82rem}footer a{color:#e9f2f6}footer .links{display:flex;flex-wrap:wrap;gap:8px 20px;margin-bottom:14px}
@media(max-width:780px){.bar .wrap{align-items:flex-start;flex-direction:column;padding-top:16px;padding-bottom:16px;gap:13px}.grid{grid-template-columns:1fr;gap:25px}.side{position:static;order:2}.content{padding:45px 0 60px}.hero{padding:48px 0 52px}}